Dentist Durham NC

Cosmetic Dentistry and Insurance Issues

Many people put their cosmetic dentistry treatment on hold because such procedures are quite costly. At times, procedures such as veneers, teeth whitening can improve the overall health of the teeth than just enhancing your exterior beauty. The worst part about cosmetic dentistry procedures is that most of them are not covered by insurance plans. Although there are some policies which covers certain cosmetic dental procedures, but they provide very less percentage of coverage as opposed to the conventional type of insurance schemes.

If you are saddled with an insurance, which does not provide any type of coverage for cosmetic dental procedures, then you can get the security of a dental discount plan. Every dental plan comes with a list of dentists who have agreed to provide services at discounted costs. At times, the cost is discounted in the range of up to seventy percent. One just needs to pay a monthly premium for these dental discount plans and you can even avail them despite possessing pre existing dental conditions. Most of the dental procedures are done to improve the looks and hence you need to decide which is required in your case. Besides improving our looks, there are times when certain cosmetic dental procedures become a necessity to retain the health of the teeth. For example, after the completion of root canal treatment, the tooth becomes very fragile and without the presence of a cap it will just fall apart. But implementation of a cap is not included for coverage by most of the insurance companies.

Procedures such as bleaching, implementation of veneers and filling the gaps between teeth are some of the cosmetic dental procedures for which insurance companies do not provide any sort of coverage. It is quite difficult to prove to the insurance companies, that tooth whitening is done for the sake of maintaining your health. If you undergo tooth bonding, for some genuine reasons than just increasing the beauty of your face, there are still chances that some insurance company might provide some coverage on this procedure. Generally if a person has to undergo any type of cosmetic dental procedure because of experiencing some kind of injury, then they can get coverage from the insurance company. There is a scope of getting some amount of discount, if you need to get some repairs done on your existing set of veneers. At times, you might have to experience a lot of hassles during the replacement of veneers, as insurance companies are quite strict when it comes to providing any coverage for such cosmetic dental procedures. For people who are not able to secure any insurance plans for the required dental procedures, then they should opt for dental discount plans instead. With these discount plans, you can get a lot of discount on a large chunk of cost associated with the cosmetic dental treatments. Even if these discount plans demands a larger sum of monthly investment than the normal type insurance schemes, it is still worth to invest in such plans, because then you can expect at least some amount of coverage on cosmetic dental procedures.

Hopes this helps

Ray DeBruhl