10 Easy Ways to Save Money on Groceries for Your Debt Settlement Program
- Author Gregory Devictor
- Published April 20, 2012
- Word count 827
Debt settlement, also known as debt negotiation, allows you to make one monthly payment, and to get out of debt much faster than by making the minimum monthly payments or by using debt consolidation. With a debt settlement program, negotiators communicate with creditor(s) on your behalf to settle your balances to reduced and "agreed-to" amounts.
In previous articles, we have discussed "How to Find an FTC-Compliant Debt Settlement Company" and "10 Factors that You Must Consider When Choosing a Debt Settlement Company." Let's assume that you have done all of your research and are now in a debt settlement program. While credit card debt can be very expensive and stressful, getting out of debt doesn't have to be.
How would you like to save $50 this week toward your next debt settlement payment? How about several hundred dollars or a few thousand dollars over the next six months? Since all of us buy groceries and household supplies (trash bags, laundry detergent, etc.), we can all save a bundle every week at the supermarket. This article, the first in a series of three, lists 10 easy ways to save money on groceries toward your debt settlement program.
Don't buy pre-cut fruit, such as watermelon or pineapple. Instead, buy the entire fruit and save money every time. With pre-cut fruit, you are paying extra for convenience.
Instead of buying expensive glass cleaner, buy windshield washer fluid. We compared prices. A 28 oz. size of brand-name glass cleaner can cost as much as $4.49 at the supermarket or hardware store. A 64 oz. size of windshield washer fluid can cost as little as $1.99 at Target.com. That's a difference of $8.27, plus applicable sales tax.
Change your eating habits. Eat more fresh fruits and vegetables and less meat. You can buy oranges for as low as 20¢ each when they are in season. Compare that to $3.99 for a pound of 85% lean ground beef.
Like pre-cut fruit, bagged salads can be expensive. However, Pittsburgh-based Giant Eagle® recently had an incredible price for 12 oz. packages of American and Italian bagged salads. The regular price of $3.39 per bag was reduced to just $1.00. That's a 71% savings!
Everyone knows that soda is packed with sugar. Recent studies have also found that diet soda is not really good for us either. As an alternative, you might consider flavored vitamin water. To save money, always buy it on sale and in bulk.
Here is an example of how to save a lot of money: The regular price for a 20 oz. size of flavored vitamin water is $1.49 at Pittsburgh-based Giant Eagle®. One week, the vitamin water went on sale. If you bought 10 bottles for $10, you received 4 more bottles for free. That's a net savings of $10.86.
You do not need to buy the $12.99 bottle of shampoo that your hair stylist recommends. Expensive does not necessarily mean better. You can buy a 15 oz. bottle of brand-name shampoo for as little as 69¢ when it is on sale.
Never pay for a loyalty card. If a loyalty card is not free, don't even consider it. One beauty supply chain charges $25 for its "so-called" loyalty card. Forget it.
This money-saving tip has already been mentioned in a previous article, but it is worth repeating. Before you go grocery shopping, be sure to thoroughly read your supermarket's weekly circular. Always take advantage of "buy one, get one free" offers, particularly on higher ticket items like batteries, health and beauty aids, meat, pasta sauce, cleaning supplies, and frozen pizza.
Be sure to know how your supermarket calculates "buy one, get one free" offers. Here is an example: Suppose that English muffins regularly sell for $3.99 a package. They go on sale as "buy one, get one free." If you buy just one package, do you pay 50% of $3.99, or the full price? Some supermarkets and drug stores require you to buy both items in order to get them at the "buy one, get one free" price. If you buy just one, you pay the regular price.
Shop at grocery stores that offer gas points. The price for a gallon of regular gas in the United States now averages about $3.75. California has the highest prices in the land, with a gallon of regular gas averaging about $4.30.
Suppose that your supermarket's gas points program entitles you to save 10 cents on a gallon of gas for every $50 you spend on groceries, prescriptions, and qualifying gift cards. You spend an average of $600 a month and therefore save $1.20 off a gallon of gas. If you purchase 50 gallons of gas a month, you will save $60. That adds up to $720 in savings over the course of a year. You can use this money for your debt settlement program.
So there you have it, 10 easy ways to save money on groceries toward your debt settlement program. While credit card debt can be expensive and stressful, getting out of debt doesn't have to be. Make saving money a top priority, and you will attract more situations into your life to save even more.
Gregory DeVictor is a professional writer who has been developing and marketing websites since 1999. As a debt settlement consultant, he has a knowledge of the inner workings of the debt negotiation process. Learn how to become debt free in in 2012 with the help of a trusted and FTC-compliant debt settlement company at: http://www.debt-relief-advice.com/debt_settlement_advice.htmArticle source: http://articlebiz.com
There are no posted comments.
- How To Pay Off Your Mortgage in 5-7 Years
- How To Remove a Bankruptcy From Your Credit History
- What Credit Score Will Get You A Mortgage?
- What are CAP rates (and why should I care)?
- Exactly how to Select the most effective and also Right Billing Factoring Company?
- How to remove your name from debt review
- How to Choose the Right Mortgage
- How To Find The Right Texas Mortgage Lender
- How a Mortgage Lender Can Help You
- 5 Things To Expect When Meeting with An Investor
- Remortgaging- is it the best option?
- 4 Mistakes You Should Avoid When Listing With An Agent In San Jose
- How to Create Marketable Commercial Mortgage Notes
- Here’s How Debt Consolidation Can Help You
- Home Loan Programs: How Recent Medical School Graduates Can Qualify
- VA Home Loan Programs: How Veterans in Need Can Benefit
- The 30-Second Trick for Australia Mortgages
- Reap Huge Benefits from USDA Home Loans
- Many Benefits of Veteran Loans
- All You Need To Know About HUD 184
- Are House Prices Canada's New Successful Birth Control?
- FHA Lowers the Monthly Mortgage Premiums - Should You Refinance Your FHA Loan?
- Credit Card Basics: How and When to Use Them
- Who Can Benefit from an Offset Mortgage?
- Top 7 Tips for Buy to Let Mortgages
- Over One-Third of Income Spent on Mortgages or Rent in Many Households
- Tips for Mortgages
- Basics of How to Compare Loans: Understanding Index and Margin in Adjustable-Rate Mortgage Loans
- Analyzing the Terms and Conditions for a Mortgages Comparison
- How to Maximize the Way You Use Your Visa Credit Card