Palisades Collections is a collection agency. They are a subsidiary of Asta Funding. They collect on unpaid phone bills from AT&T and other unsecured debt.

There are many reports from individuals that have been contacted regarding an AT&T account these individuals dispute the account ever existed. Palisades has also been accused of violating the Fair Debt Collection Practices Act a piece of legislation that was passed to protect the rights of individuals from debt collectors.

It is reported that Palisades outsources incoming calls to a call center in India. There is no website for Palisades and to just find a mailing address for them is a task in it self.

There are offices in Pennsylvania and New Jersey and they are headquartered out of Wisconsin. However Asta Funding the parent company provides no contact information or physical address for Palisades.

When Palisades Collection is contacting you I suggest first requesting validation of the debt. However some people claim to have had their request ignored.

If seems as though Palisades Collection is able to operate with complete immunity from the law. So your options to deal with them are restricted.

Instead of communicating with Palisades I would suggest disputing the negative listing that they created on your credit report with the credit bureaus. This can be done yourself by mailing a dispute letter to the credit bureaus disputing the listing. Common reasons for a dispute are the account is not yours, never paid late, information is wrong.

Palisades has been accused of purchasing individuals private information from banking establishments. They allegedly take that information and then create a fraudulent account to try and collect payment on. There are multiple allegations of them doing this.

Another way to deal with Palisades is to hire a professional credit repair service that has lawyers on their payroll. This way you will be able to ensure that your legal rights are being protected and this can be done at reasonable rate.

You should use caution when communicating with Palisades. You should do this because they can take the communications you have with them and use that information in a court of law to prove your guilt over a debt.

In sum, I suggest hiring a professional credit repair service to remove any negative marks that Palisades has created on your credit report. I also encourage you not to communicate with Palisades directly. They are not in a position to help you or resolve a conflict with you. They are instead only concerned with collecting payment for an alleged debt.