Have you ever been in a situation where you are paying for your weekly shopping and you realise that your credit or debit card is maxed out? A text loan is an easy solution in this situation - simply send a text and the money will be in your account instantly.

Text loans can provide an easy and an instant solution to your short-term cash problems. The easy no-fuss application can be submitted online. You have to be pre-approved to be eligible for a text loan and the approval process can take up to 24 hours. Text loan companies do not ask how you will use the loan and you have the complete freedom to access the money with a single text message.

Text loan companies do not usually perform credit checks or require any collateral commitments hence the amounts given out can be quite low compared to long-term loans. Most companies offer small amounts, ranging from £80 up to £1500. For example, you could receive £100 for 15 days and the repayment amount could be as little as £117. First-time customers can expect to receive a smaller amount, but upon successful repayment most companies offer the opportunity to increase the loan sum. Text loan could be an easy and cheap solution to pay those outstanding bills to maintain a clean credit record.

Text loan is an easy and comfortable solution for short-term financial problems as it provides customers with an opportunity to request for a loan in any situation, any location and almost any time. All communication with the company can be done online or on the phone and they will also text you useful reminders about the upcoming repayment dates.

Upon registration for a text loan you will be asked for your income details, most loan companies require their customers to be at least 18 years of age, be a permanent resident of the UK, have a UK bank account, be employed or at least have regular income from benefits.

Majority of text loan lenders offer opportunity also to make the application 100% online as all documents required can be emailed or faxed in. Once an application has been approved, an electronic transfer is made and the funds can be in your bank account instantly. So if you need little financial aid text loans are just for you! Apply Now!