Mortgage & Debt

Your Guide to Finding the Right Investment Property
By Ray Ethell · 2 years ago
Property Investment Checklist In recent times, I have found that when people are researching new suburbs and locations for possible areas of property investment, the majority of these people are unaware of the right questions ...
Alt Doc Home Loans for the Self Employed Australian
By Ray Ethell · 2 years ago
Understanding Alt Doc Home Loans Alt doc home loans (also known as low doc loans) are a very flexible lending solution for self-employed people, property investors, people who do not work regular jobs or for ...
Will Real Estate Prices Drop In 2022 Australia?
By Ray Ethell · 2 years ago
The housing market in Australia is going through a difficult period. The combination of high mortgage rates and stricter lending standards have made the market almost unaccessible for first-time buyers. In addition, the lack of ...
Can you buy a house with bad credit?
By Ray Ethell · 2 years ago
How Is Credit Score Calculated? Your credit score is calculated by Equifax based on the information filed in your credit report at a specific point in time. There are several important contributing factors that are ...
What does a Mortgage Broker do?
By Ray Ethell · 2 years ago
Brokers complete the work that used to be done by the banks, guiding the borrower through the process, ensuring that the product they recommend is in line with their goals and meets their requirements and ...
How To Apply For Bankruptcy Online In The UK
By Andrew Gorton · 2 years ago
Anyone declaring bankruptcy in the UK must now apply online instead of directly to the court. In this article, we explain how the online application process works and offer some useful tips to help you ...
What is Remortgaging?
By Nick Flanagan · 3 years ago
People sometimes get confused when it comes to "why do people remortgage". There are a number of valid reasons why people remortgage their property. If you currently have a mortgage and your repayments are high ...
Choosing the Right Mortgage - 3 Things You Need to Know
By Nick Flanagan · 3 years ago
Fixed-rate mortgages have low-interest rates and this makes them a popular option for homebuyers. If you choose fixed-rate mortgages, you have the comfort that your monthly payments will not rise. You know right from the ...
What Documents Do I Need For a Mortgage in the UK?
By Nick Flanagan · 3 years ago
What documents do I need for a mortgage in the UK is the question that comes to many people's minds. Many people assume that there are only two documents that they need and that these ...
5 Benefits of Working With a Mortgage Broker
By Nick Flanagan · 3 years ago
If you are considering getting a mortgage, one of the key questions you may have is why use a mortgage broker. A mortgage broker helps you find the right type of mortgage for your individual ...
How To Get A Cheaper Mortgage
By Nick Flanagan · 3 years ago
When you buy a home, one of the most important things you will have to do is work on how to get a cheaper mortgage. If you already own your home, or if you plan ...
5 ways to credit rebuilding in the United States
By Faizal Garasia · 3 years ago
Rebuilding credit is too much difficult than starting from scratch. Before you started rebuilding credit you must know where to start. Maybe your credit is not so much bad as you are thinking. You can ...
FHA and Conventional loans, which is better?
By Max Ruby · 3 years ago
For many first time homebuyers with limited finances for down payments, both conventional and FHA loans are available to facilitate the purchase of your new dwelling. While both can help you solve your problems, it ...
How Does A Property Bridging Loan Work
By Gerard Ward · 3 years ago
A bridging loan is a type of short-term business finance designed to get you from A to B by bridging a gap in your finances for a short to medium time period. It's commonly used ...
Mortgage Advice - Key Tips For Working With A Mortgage Broker
By Gary Rogers · 4 years ago
If you are planning on buying your next home, you will want to be certain that you work with a reputable mortgage broker along the way. Working with a good mortgage broker is the way ...
How A Good Mortgage Broker Can Make Buying A Home An Incredible Experience
By Gary Rogers · 4 years ago
It is important to know how to use a mortgage broker for a successful refinancing. There are a number of differences in how this can be accomplished and it will require a lot of work ...
Rosbank: Rapid Digital Transformation during Quarantine
By Alexey Kudashev · 4 years ago
Interview with Head of Mortgage Products and Digital, Rosbank, Societe Generale Group CONSTANTINE FELUKOV: What is your role within Rosbank, and what sets the bank apart from other financial institutions in Russia? IGOR DMITRIEV: I ...
How To Pay Off Your Mortgage in 5-7 Years
By Brandon Barclow · 4 years ago
My wife and I were "home buyers" for at least 7 years on our current residence. Notice that I said home "buyers," and not home "owners." There is a common misconception that when you take ...
How To Remove a Bankruptcy From Your Credit History
By Jason Chan · 5 years ago
If you have declared bankruptcy and want to rebuild your credit, it will take some time. Bankruptcy is a pretty big mark on your credit, and not one that goes away quickly. If you're drowning ...
What Credit Score Will Get You A Mortgage?
By Jason Chan · 5 years ago
There are several levels of mortgages. You may have heard of "subprime" from the movie The Big Short. Subprime means exactly what it says....it's below optimal conditions and they charge higher interest rates to give ...