Starting his career as a cattle rancher, Fred Loya turned to sell insurance in 1975. Fred Loya Auto Insurance now has more than 500 branch offices spread across 12 states and the company is still expanding. With more than 35 years of experience, Fredloya is still dedicated to provide cheap auto insurance coverage regardless of past driving history and credit card score. In 2013, the company insured more than 600,000 drivers with over 420,000 active policies worth more than $500 million. Currently Fred Loya Insurance has branch offices in Alabama, Indiana, Missouri, Arizona, Illinois, Nevada, Georgia, Colorado, New Mexico, California, and Texas. It recently acquired license in 3 more states including Ohio.

Local Branches

One thing that makes the company stand out from the crowd is the way it connects to its customers. Instead of doing all its business in a stand-alone building, people can actually access branch offices in many public places such as supermarkets, super stores, and many other places where people visit on daily basis. This allows both existing and potential customers to access the company easily. You can even ask for Fred Loya insurance quotes, file, claims, and ask questions about insurance at the branch offices.

Online Quotes

Providing quotes to potential customers directly during face-to-face circumstances may sound old-fashioned, but it is still the best way to do this since there is direct communication between sellers and buyers. It minimizes the possibility of mistakes or misunderstandings between the two parties. However, Fred Loya Insurance also allows you to ask for quotes via phone or from its official website. The entire process should take no more than 5 minutes to complete.

Credit Score and Past Driving History

People with bad driving history or credit score often find difficulties to get approval when applying for insurance. Fredloya clearly informs customers that the company will provide low cost insurance regardless of driving history. Credit card score is also a common problem when applying for coverage. Some insurers still consider this an essential factor to provide their coverage. Fred Loya Insurance has multiple products to offer for all customers including those with bad credit score.

Online Payment

Fred Loya Insurance makes sure that all transactions made between the company and customers go through a secure Internet protocol. A padlock icon in front of the address bar indicates that the official website uses a secure HTTPS connection, meaning any information carried by the electronic transaction only travels between your computer and the company’s server.